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Just my thoughts #0777

The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
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Just my thoughts #0302

Ignorance of rest at proper times is not a healthy passion. Compulsory awareness of rest reflects genuine humility and wisdom, especially when we cannot take time off, even during our free time. Taking a rest without self-control or believing that a break will worsen the problem is also a serious issue, akin to a severe disease. Appropriate rest serves as a diagnostic criterion for determining whether our daily routines are healthy.


- Joseph’s “just my thoughts”




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