There are ‘right’ and ‘wrong’ things in the world, but many situations exist where actions can be seen as either right or wrong depending on the circumstances and outcomes. Often, when choosing a job, talent and aptitude play a significant role. It is commonly believed that if you have a job that aligns with your talents and aptitudes, you are more likely to achieve success or happiness. However, if you choose a job that matches your talents and aptitude, is success guaranteed, or is it truly rewarding? Conversely, it’s also possible to attain a certain level of achievement through consistent practice and effort, even if your talent isn’t as strong as others and your aptitudes aren’t quite right. The dilemma of choosing between the two stems from the regrets that linger over time and the pursuit of success. Individuals worry about whether they can satisfy their desire for success. There is a path to finding joy when aptitude fuels motivation to learn and leads to results. Nevertheless,...
Debt inevitably incurs costs: the interest and the usage fee . Borrowing means using someone else’s property as if it were my own. When the purpose of borrowing is achieved, or when the agreed time to return it arrives, it is returned to another person’s possession, and the borrowing cost is no longer incurred. Costs also serve as the basis for production and are the consideration for almost all debts, regardless of the borrowing purpose. The frightening aspect of debt is that it incurs costs and requires repayment of the principal. Originally, the principal was not mine. Thus, spending with other people’s money exposes you to significant risks, especially when you spend on perishable consumption that disappears after use. If you spend someone else’s money without differentiating between production costs and costs for extinction , you are on the fastest path to destruction. Therefore, luxury can ruin even the rich. - Joseph’s “just my thoughts”