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Showing posts with the label spending money

Just my thoughts #0761

To be complex, one must first be simple. Because, unless it’s simple, it’s hard to get complicated. Every complex problem is a combination of simple problems. People tend to think that intelligence is complex. However, in hindsight, memory is just a continuation and connection of simplicity made up of thoughtful ingredients. Still, it is burdensome and complicated to find simplicity in an already complex system. Therefore, the pursuit of simplicity is a burdensome decision, one that requires a willingness to understand this complexity first. Growing up in the mind means taking on this burden and being willing to take on the challenge of finding simplicity in a formally complex system. It’s like a child taking their first steps, trying to get up while risking falling with their whole body. - Joseph’s “just my thoughts”

Just my thoughts #0674

It is said that to succeed in life or business, you need to judge people well. So, how can we accurately assess others? Instead of focusing solely on the individual, consider their environment . Isn’t it often said that you can gauge a person by their friends ? Another useful indicator is their financial disposition —the tendency to spend rather than earn. Attitude toward spending money reveals a significant, if not the most important, part of their character. By examining the environment around the person, it becomes easier to understand their true nature. - Joseph’s “just my thoughts”

Just my thoughts #0509

The most common excuse for people who can’t save money is that they don’t have enough to spend. This is true, but it is also unacceptable. You don’t have enough to spend because you’ve pulled your future income into the present and spent it in advance. Taking a loan , getting an investment , and using a credit card all share one thing in common: they move future time into the present. There can be no investment that ignores the effect of time and no money management that does not consider time. Discounting the future means that there is no present income; instead, future income is drawn into the present and used. There is only one way out of this trap. Currently, the only way to reduce expenditure is through frugality . After that, you can only increase your income . - Joseph’s “just my thoughts”

Just my thoughts #0436

Making money is far more addictive than spending it. Once you earn money, the pathway to creating more becomes clear. If you try that method and succeed again, then money-making becomes a religion beyond mere addiction. When this method is experienced as an accomplishment, one must remember that the purpose and core motivations suddenly shift from their original intent, leading to corruption. Addiction knows no distinction between good and evil and disregards the line between the sacred and the secular. Be cautious of becoming addicted to seemingly good things. Anyone with a firm conviction of good and evil should always raise concerns. - Joseph’s “just my thoughts”