Being in debt means using up the future in the present. Essentially, it’s about how we manage our time. Therefore, the most valuable resource for debtors is time, and it depends on which side time favors. Paying off debt is like repaying borrowed future time early. When the ability to generate wealth over time decreases, the future time becomes a burden, and the debtor faces the pain of bankruptcy. Taking on debt is costly. It may seem like borrowed money is repaid with money, but the irreplaceable resource of time is also returned along with interest. With the rise of postpaid credit cards as a common payment method, we’ve become less sensitive to the associated pain and cost. There are two ways to spend money: using present time or future time. The costs and pain are much higher when the future is spent as if it were the present. - Joseph’s “just my thoughts”
It doesn’t exist until it’s connected. In the era of widespread use of social media , everyone has a voice, but that voice does not always have a social repercussion . An unaffected voice becomes a monologue . Why am I sharing my voice and my message with the world, other than to shout for self-satisfaction ? Now more than ever, we live in an age where individuals feel a greater sense of alienation if they are not connected to the community or the media. ‘ Connection ’ has become a very important issue, and the current generation often wonders about how to connect and what the right connection is. - Joseph’s “just my thoughts”