The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
A scab forms when the skin is injured. This is to protect the wound from contagion while healing. If a scab is still attached when the wound is healed perfectly, it is no longer a protective mechanism and is an alien substance, not skin. It is the same with the wounded mind. Everyone has a defense mechanism to protect their wounds. Even if your wound is completely healed, if you adhere to your defense mechanism, it would be a foreign object. It's not a part of yours, instead, that should be treated like a tumor. - Joseph's "just my thoughts"