Being in debt means using up the future in the present. Essentially, it’s about how we manage our time. Therefore, the most valuable resource for debtors is time, and it depends on which side time favors. Paying off debt is like repaying borrowed future time early. When the ability to generate wealth over time decreases, the future time becomes a burden, and the debtor faces the pain of bankruptcy. Taking on debt is costly. It may seem like borrowed money is repaid with money, but the irreplaceable resource of time is also returned along with interest. With the rise of postpaid credit cards as a common payment method, we’ve become less sensitive to the associated pain and cost. There are two ways to spend money: using present time or future time. The costs and pain are much higher when the future is spent as if it were the present. - Joseph’s “just my thoughts”
Hormones control humans. They are magical substances that fluctuate in response to external stimuli or various health factors. Hormone therapy for individuals who struggle to manage their anger or face suicidal thoughts due to depression can alleviate these problematic behaviors. The irony lies in the fact that although humans produce hormones, these substances, as objects, tend to dominate humans as the subjects. The phenomenon of exchanging back and forth, or engaging with customers, can lead someone to become unaware of their own identity. Don’t let your emotions turn into attitudes . Once your emotions morph into attitudes , others may find it difficult to trust you. - Joseph’s “just my thoughts”