In <What Is Life?>, written by Lynn Margulis and Dorion Sagan, there is an expression, “Independence is a political term, not a scientific term.” Independence is the state in which a person can live alone without help or influence from others, using their own strength and ability. The condition of being physically separated from the community is called “isolation.” Independence and isolation are different. Isolation should not be mistaken for independence. To exclude influence and secure autonomy is independence, while deliberately cutting off relationships is isolation. Independence is based on achievement; isolation is based on hurt. To grow, you must be independent, not isolated. - Joseph’s “just my thoughts”
There are two types of businesses in this world when approached through the value of time and divided by the kinds of business: a business that requires discounting future value and a business that needs a surcharge. The bundle discount is a “future value discount business,” while the loan business is a “future value premium business.” Currently, it is unnecessary, but a bundle of sales is a business that offers customers incentives called “discounts” when they buy what they want in advance. The principal is not returned now in the loan business but must be returned in the future, providing the present incentive as a “delay repayment” in advance. Future discounts and surcharges can exist simultaneously in a business or a product; some enterprises will be ruined by mixing them if they change positions. - Joseph’s “just my thoughts”