The foundation of intelligence is memory. Without memory, intelligence cannot develop or function properly. Creativity also relies on memory as a necessary prerequisite. Forgetting is also a phenomenon caused by memory. If there were no memory, there could be no forgetting. Without forgetting, memory capacity becomes overloaded, leading to various issues. From a memory perspective, forgetting is something to be grateful for. Essentially, intelligence is driven more by memory than by logic. The strength of memory shapes priorities and influences value formation. However, humans have eventually delegated memory to external tools outside of our consciousness, not our brains. These are called records. Examples include books and cell phones. Your cell phone is an extension of you. - Joseph’s “just my thoughts”
Debt is not inherently bad; it belongs to someone else. The goodness or badness of debt depends on the circumstances, terms, and conditions of borrowing, and it is not necessarily negative. Debt should be acquired when I have a stable income or additional profits to invest, rather than for consumption . However, you should avoid using it for highly volatile investments, such as cryptocurrencies or stocks . You need to control the debt; it is considered good when you can manage it under conditions that allow you to repay both the principal and interest . The advantage of debt is that it provides the opportunity to grow faster than others in a competitive environment. Debt belongs to someone else. This is the key. - Joseph’s “just my thoughts”