Let’s say someone bought a building with a bank loan. If the landlord fails to pay the interest, the bank is forced to pay the principal. If the principal isn’t paid, the bank can put the building up for auction, even though the landlord owns it. Interest is the cost of borrowing money over time. The reason I can purchase a building without using my own money is that I can leverage time through interest. When we say time is money, it doesn’t just mean to save time and live diligently. It emphasizes that time truly represents money. - Joseph’s “just my thoughts”
Greed, regret, excessive care, unreasonable disconnection, excuses, defenses, lies, dignity, and elaborate schemes; the essence behind these phenomena is fear. The unique response that occurred after Adam and Eve sinned was to hide out of fear. The object of fear becomes the object of worship. While religion should help balance fear and worship, it often exploits it. This is called “depravity.” Anyone can be depraved, anyone! - Joseph’s “just my thoughts”