Being in debt means using up the future in the present. Essentially, it’s about how we manage our time. Therefore, the most valuable resource for debtors is time, and it depends on which side time favors. Paying off debt is like repaying borrowed future time early. When the ability to generate wealth over time decreases, the future time becomes a burden, and the debtor faces the pain of bankruptcy. Taking on debt is costly. It may seem like borrowed money is repaid with money, but the irreplaceable resource of time is also returned along with interest. With the rise of postpaid credit cards as a common payment method, we’ve become less sensitive to the associated pain and cost. There are two ways to spend money: using present time or future time. The costs and pain are much higher when the future is spent as if it were the present. - Joseph’s “just my thoughts”
In the Old Testament, the books of “Esther” and “Ruth” are the only ones that express God’s glory without directly revealing His word and existence to humanity. Esther exemplifies how justice was established against evil, ensuring the survival of the nation even without a direct expression of God. The justice that prevented evil was a public achievement, while national survival was a more self-centered success. Although God’s presence is never overtly revealed, it is a remarkable event that balances public and private spheres. I believe Christian companies should reflect this. Even without explicit exposure to God, it is essential to adhere to laws and common sense necessary for achieving a balanced personal selfishness in maintaining a livelihood. When this balance is struck, Christian companies can reveal God to the world through indirect means rather than through direct revelation. This doesn’t occur simply because you worship at the company chapel. Instead, by not being overt but b...