Being in debt means using up the future in the present. Essentially, it’s about how we manage our time. Therefore, the most valuable resource for debtors is time, and it depends on which side time favors. Paying off debt is like repaying borrowed future time early. When the ability to generate wealth over time decreases, the future time becomes a burden, and the debtor faces the pain of bankruptcy. Taking on debt is costly. It may seem like borrowed money is repaid with money, but the irreplaceable resource of time is also returned along with interest. With the rise of postpaid credit cards as a common payment method, we’ve become less sensitive to the associated pain and cost. There are two ways to spend money: using present time or future time. The costs and pain are much higher when the future is spent as if it were the present. - Joseph’s “just my thoughts”
Adenosine is released when our body is tired, making us feel exhausted. Rest serves as a complementary action for fatigue rather than a mere exercise of will to “take a rest.” The caffeine in coffee prevents the sensation of fatigue by interfering with adenosine’s binding to neuronal receptors in the brain. It doesn’t eliminate the substance that causes fatigue; it simply disturbs the senses. Humans have negative elements, and while removing them is the fundamental solution, they often misunderstand the impact of caffeine on their senses as a remedy. Ultimately, without rest, a person can become overwhelmed. Problem-solving should begin with acknowledging reality, but if we view illusion as a solution, there will be no answers. - Joseph’s “just my thoughts”