Only when there is a surplus can new things be created. Surplus means having more than what is necessary. Creating something new requires an initial investment in advance. Whether it’s labor or capital—that is, whether labor is purchased with capital—energy can only be used for new work if there is a surplus. Only with prior investment can something entirely new, never seen before, be made. The existence of something that did not exist before in this world results from someone putting in their surplus first. - Joseph’s “just my thoughts”
When individuals perform tasks that money typically does, they become enslaved to money. Even when these means come to an end, they remain bound to money. Therefore, it is not the abundance or lack of money that enslaves humans, but rather ignorance and greed—qualities that fail to recognize the purpose and utility of money —that lead to this enslavement. Ultimately, it is a philosophical issue. - Joseph’s “just my thoughts”