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Just my thoughts #0777

The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
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Just my thoughts #0411

Sin starts with fear and ends with courage. It then repeats with ease and profit. When sins are repeated, people become desensitized to the harm caused to others and even employ convincing logic that justifies the sinner’s morals. Unfortunately, humans are pretty inventive when it comes to sin.


- Joseph’s “just my thoughts”




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