Money is the most widely used medium of exchange worldwide, serving as a way to buy essential goods needed for life or to store wealth. Since the country guarantees the stability of fiat currency, it becomes possible to exchange ‘things for money’ instead of ‘things for goods,’ unless the country goes bankrupt. However, this amount of money cannot be increased indefinitely. When there is too much money in circulation, its value drops below the price of goods, causing those who hold wealth in money to lose that wealth. The key point is that money is limited in the market. Due to this limitation, money gains value. The government regulates this money supply through the ‘interest rate.’ Raising the interest rate reduces the money supply, while lowering it increases the supply. This helps control prices. Therefore, understanding the interest rate is crucial for managing and valuing wealth, making it essential to know the interest rate above all else in life. - Joseph’s “just my thoughts”
The weight of a glass of water isn’t heavy, but holding it for a long time can numb your arm. Obsession matters more than the weight of life. If we cling to both hate and stress for too long, our souls become paralyzed. Even small stresses shouldn’t be dismissed, and even mild hatred shouldn’t be ignored in our hearts. The peril of obsession is that my heart becomes numb without me realizing it, and forgiveness has the power to save both the one who hates me and myself.
- Joseph’s “just my thoughts”
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