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Just my thoughts #0777

The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
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Just my thoughts #0146

Zebra appears in the animation Madagascar. He also wants to return to his hometown because he is confused about whether he is white on a black background or black on a white background. There is no difference in the background and pattern change. In zebras, “horse” is the identity, not the striped pattern. The pattern is just a feature. Many people confuse features with identity.


- Joseph’s “just my thoughts”




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