We don’t care about money deposited in the bank. If we ask the bank for money, I believe they will certainly return my funds. However, as shown by Lehman Brothers ’ bankruptcy during the 2008 financial crisis, banks cannot guarantee 100% of depositors’ money. In South Korea, according to the Depositor Protection Act, only 100 million won (about USD 71,000) is protected, including principal and interest per person. Anything beyond that is actually at risk. In other words, money deposited in the bank is vulnerable to losing the principal. Investing means willingly accepting the risk of losing the principal while seeking profit. Whether we like it or not, we are always investing in our daily lives. Just because a risk doesn’t materialize doesn’t mean it’s gone. - Joseph’s “just my thoughts”
A driver unfamiliar with the destination slows down as they approach because they need to look around. Even when navigation is inaccurate, drivers tend to decelerate upon reaching their destination. If life is moving slowly and you feel stagnant, you should check whether you truly know your goal or if you’ve set it correctly. Speed is a physical factor, but it also heavily depends on perception clarity. - Joseph’s “just my thoughts”