Habits and Structuring: The human willpower is of limited help when trying to change habits or create new ones. Everyone has habits that are hard to change. If you repeatedly forget to do something, you may feel embarrassed. In that case, you need to change the structure. For example, change the order of tasks. This is called coupling or decoupling, and connecting new habits with existing ones can make changes easier to implement. For instance, if you often run late in the morning, consider changing the order of your routine or linking it with another habit. If you forget to take your morning medication, try attaching it to another daily activity, such as drinking water before or after a meal, and the habit of forgetfulness will fade. Relying solely on willpower is unwise. - Joseph’s “just my thoughts”
As Voltaire said, “History never repeats itself; man always does.” Many interpret this saying differently, but the core message that human behavior is hard to change is clear. Since humans cannot predict the future, they can only forecast it based on past experiences. That’s the best way to anticipate what’s ahead. The current economic and financial landscape is driven by irrational human behavior that remains constant. It is not based on < hard skills > like investment techniques or mathematical formulas but on < soft skills > such as emotions, psychological reactions , and attitudes. Understanding humans helps us understand the world. Therefore, history and the humanities play a significant role in wealth building . However, it takes just a few soft skills to accumulate wealth, and ultimately, human actions shape a person’s destiny. In wealth building, soft skills and behavior matter more than grand theories or knowledge. - Joseph’s “just my thoughts”