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Just my thoughts #0777

The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
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Just my thoughts #0274

The low-grade players try to show everything they have at once. Gurus try to deliver only the essentials, tailored to the other person’s habits and patterns. It’s not the uniqueness that makes it attractive; it’s the right concentration. If you eat too much sugar, you spit it out. Sugar is delicious when it dissolves in the right amount of water. Yes, concentration!


- Joseph’s “just my thoughts”




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