The Trap of Compound Interest: Many view compounding as beneficial because interest earned is reinvested to increase profit. However, for those who are in debt, compound interest can increase the burden, leading to even greater losses. This effect disproportionately harms poor people, who often pay higher costs and face greater opportunity costs than the wealthy. While compounding enhances gains for those profiting, it intensifies harm for those losing money. This structure benefits the powerful, as the rules are designed by those in power. As a result, the desire for power can drive people toward questionable actions. - Joseph’s “just my thoughts”
All matter in this world, including the human body, is composed of quantum particles. Even if we shake hands, we might think that our elements mix, but they do not. This is because the physical properties of quantum—the special forces generated in the quantum realm—remain unchanged. To endure difficult circumstances means maintaining your state with strength. If you have stood firm so far, it indicates you possess the power. Holding up is a form of ability.
- Joseph’s “just my thoughts”
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